TellerScore

Coweta Cities & County Employees Federal Credit Union (NCUA charter #20509) is based in Newnan, Georgia. Its Q2 2026 call report shows $28.1M in total assets and $22.4M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Coweta Cities & County Employees Federal Credit Union scores 96/100, which we describe as very strong. That is higher than 97% of 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 2nd. Its strongest component is capital cushion (100/100; 20.35%), and its lowest is earnings (81/100; 1.51%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.35%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings81/100
Return on assets (annualized): 1.51%
Funding & liquidity100/100
Loans ÷ shares: 41.3% · 0.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (99 → 96), mostly because the earnings component weakened by 14 points.

TellerScore
9497100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202494
Q3 2024100
Q4 2024100
Q1 202599
Q2 202599
Q3 202597
Q4 202597
Q1 202695
Q2 202696
Net worth ratio
7.00%13.68%20.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.22%
Q3 202417.70%
Q4 202418.56%
Q1 202518.67%
Q2 202519.05%
Q3 202519.47%
Q4 202519.74%
Q1 202620.26%
Q2 202620.35%
Delinquent loans (60+ days)
0.00%0.33%0.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.67%
Q3 20240.01%
Q4 20240.02%
Q1 20250.01%
Q2 20250.01%
Q3 20250.01%
Q4 20250.02%
Q1 20260.02%
Q2 20260.00%
Return on assets
1.40%1.81%2.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.22%
Q3 20242.19%
Q4 20242.10%
Q1 20251.89%
Q2 20251.87%
Q3 20251.64%
Q4 20251.61%
Q1 20261.40%
Q2 20261.51%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202696$28.1M20.35%0.00%1.51%41.3%
Q1 202695$27.7M20.26%0.02%1.40%42.5%
Q4 202597$27.9M19.74%0.02%1.61%43.3%
Q3 202597$27.8M19.47%0.01%1.64%44.4%
Q2 202599$27.9M19.05%0.01%1.87%43.6%
Q1 202599$27.8M18.67%0.01%1.89%42.7%
Q4 2024100$27.3M18.56%0.02%2.10%43.6%
Q3 2024100$27.9M17.70%0.01%2.19%43.2%
Q2 202494$27.9M17.22%0.67%2.22%43.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.35%
78th
Problem loans0.00%
88th
Net charge-offs0.03%
64th
Return on assets1.51%
85th
Loans to deposits41.3%
77th
Uninsured deposits0.8%
56th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
87th

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
Southern Pine Credit UnionCredit union Lake Park, GA82 out of 100, Strong$27.6M23.7%0.79%vs
Artesian Federal Credit UnionCredit union Leesburg, GA48 out of 100, Below average$29.1M10.3%1.55%vs
Savannah Postal Credit UnionCredit union Savannah, GA60 out of 100, Moderate$24.6M15.1%5.80%vs
Faith Connection Federal Credit UnionCredit union Marietta, GA55 out of 100, Moderate$32.4M10.3%1.31%vs
Rome Kraft Employees Credit UnionCredit union Coosa, GA89 out of 100, Very strong$23.0M24.7%0.49%vs
Glynn County Federal Employees Credit UnionCredit union Brunswick, GA62 out of 100, Moderate$23.0M19.2%2.54%vs

Deposit insurance

Is my money safe at Coweta Cities & County Employees Federal Credit Union?

Yes. Coweta Cities & County Employees Federal Credit Union is a federally insured credit union (NCUA charter #20509). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.8% of shares and deposits ($187K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.35%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Coweta Cities & County Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Coweta Cities & County Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
20509
RSSD ID
28488
Primary regulator
NCUA
Established
1971
Headquarters
P O Box 71063, Newnan, GA 30271
Employees
6

Quick answers

Coweta Cities & County Employees Federal Credit Union: common questions

Is Coweta Cities & County Employees Federal Credit Union NCUA insured?

Yes. Coweta Cities & County Employees Federal Credit Union is a federally insured credit union (NCUA charter #20509). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Coweta Cities & County Employees Federal Credit Union's TellerScore?

96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Coweta Cities & County Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Newnan

InstitutionScoreAssetsCapitalProblem loansCompare
United BankBank Zebulon, GA89 out of 100, Very strong$2.2B12.8%0.23%vs
Delta Community Credit UnionCredit union Atlanta, GA81 out of 100, Strong$9.1B12.6%0.22%vs
First Peoples BankBank Pine Mountain, GA77 out of 100, Strong$449.4M12.8%0.12%vs
Associated Credit UnionCredit union Norcross, GA77 out of 100, Strong$2.5B13.0%0.30%vs
The Southern Credit UnionCredit union Fayetteville, GA76 out of 100, Strong$560.2M11.6%0.10%vs
Bank OZKBank Little Rock, AR76 out of 100, Strong$41.7B14.0%0.92%vs