Side-by-side · Q2 2026 data
United Bank vs Uark Federal Credit Union
Metric by metric
| Measure | United Bank | Uark Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 82 (stronger) |
| Capital cushion | 57 | 82 (stronger) |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 68 (stronger) | 66 |
| Funding & liquidity | 60 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 57th | 70th |
| Total assets | $296.0M | $81.9M |
| Deposits / shares | $260.3M | $70.0M |
| Capital ratio | 10.66% | 13.18% (stronger) |
| Problem loans | 0.10% (stronger) | 0.32% |
| Net charge-offs | -0.00% (stronger) | 0.19% |
| Return on assets | 1.20% (stronger) | 1.15% |
| Loans ÷ deposits | 93.6% | 78.1% (stronger) |
| Uninsured deposits | 21.5% | 1.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | 51.9% |
Uark Federal Credit Union has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 3 and Uark Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.