Side-by-side · Q2 2026 data
United Bank of Michigan vs Consumers Credit Union
Metric by metric
| Measure | United Bank of Michigan | Consumers Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 56 (stronger) | 44 |
| Loan quality | 98 (stronger) | 87 |
| Earnings | 71 (stronger) | 68 |
| Funding & liquidity | 58 (stronger) | 51 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 74th | 41st |
| Total assets | $1.1B | $2.9B |
| Deposits / shares | $892.7M | $2.4B |
| Capital ratio | 10.61% (stronger) | 9.36% |
| Problem loans | 0.06% (stronger) | 0.40% |
| Net charge-offs | -0.00% (stronger) | 0.24% |
| Return on assets | 1.29% (stronger) | 1.21% |
| Loans ÷ deposits | 95.8% (stronger) | 106.4% |
| Uninsured deposits | 20.7% | 17.7% (stronger) |
| Offices | 13 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
United Bank of Michigan has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), United Bank of Michigan leads on 6 and Consumers Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.