Side-by-side · Q2 2026 data
United Bank of Philadelphia vs Toledo Fire Fighters Federal Credit Union
Bank
United Bank of Philadelphia
Philadelphia, Pennsylvania · Under $100 million in assets
Credit union
Toledo Fire Fighters Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | United Bank of Philadelphia | Toledo Fire Fighters Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 0 | 90 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 27 | 98 (stronger) |
| Peer percentile | 8th | 96th |
| Total assets | $48.4M | $45.5M |
| Deposits / shares | $40.2M | $37.4M |
| Capital ratio | 16.58% | 17.84% (stronger) |
| Problem loans | 11.33% | 0.34% (stronger) |
| Net charge-offs | -0.12% (stronger) | 0.58% |
| Return on assets | -2.65% | 1.75% (stronger) |
| Loans ÷ deposits | 66.9% | 50.6% (stronger) |
| Uninsured deposits | 8.4% | 0.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Toledo Fire Fighters Federal Credit Union has the higher TellerScore (95 vs 47). On the 7 directional measures above (where higher or lower is clearly better), United Bank of Philadelphia leads on 1 and Toledo Fire Fighters Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.