Side-by-side · Q2 2026 data
United Bankers' Bank vs First Resource Bank
Metric by metric
| Measure | United Bankers' Bank | First Resource Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 66 |
| Capital cushion | 95 (stronger) | 33 |
| Loan quality | 75 | 97 (stronger) |
| Earnings | 71 (stronger) | 56 |
| Funding & liquidity | 26 | 73 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 74th | 40th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $635.6M | $893.3M |
| Capital ratio | 14.46% (stronger) | 8.34% |
| Problem loans | 0.76% | 0.09% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.64% |
| Return on assets | 1.28% (stronger) | 0.90% |
| Loans ÷ deposits | 120.6% | 87.5% (stronger) |
| Uninsured deposits | 36.9% | 15.1% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
United Bankers' Bank has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), United Bankers' Bank leads on 4 and First Resource Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.