Side-by-side · Q2 2026 data
United Bankers' Bank vs MidCountry Bank
Metric by metric
| Measure | United Bankers' Bank | MidCountry Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 95 (stronger) | 80 |
| Loan quality | 75 (stronger) | 70 |
| Earnings | 71 (stronger) | 61 |
| Funding & liquidity | 26 | 61 (stronger) |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 74th | 66th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $635.6M | $835.8M |
| Capital ratio | 14.46% (stronger) | 13.00% |
| Problem loans | 0.76% (stronger) | 0.90% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.28% (stronger) | 1.03% |
| Loans ÷ deposits | 120.6% | 86.6% (stronger) |
| Uninsured deposits | 36.9% | 26.4% (stronger) |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Bankers' Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), United Bankers' Bank leads on 5 and MidCountry Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.