Side-by-side · Q2 2026 data
United Business & Industry Federal Credit Union vs Northwest Hills Credit Union
Credit union
United Business & Industry Federal Credit Union
Plainville, Connecticut · $100 million – $1 billion
Credit union
Northwest Hills Credit Union
Torrington, Connecticut · Under $100 million in assets
Metric by metric
| Measure | United Business & Industry Federal Credit Union | Northwest Hills Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 66 (stronger) | 43 |
| Loan quality | 97 (stronger) | 91 |
| Earnings | 65 | 72 (stronger) |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 71st | 52nd |
| Total assets | $141.4M | $57.0M |
| Deposits / shares | $124.3M | $51.5M |
| Capital ratio | 11.57% (stronger) | 9.29% |
| Problem loans | 0.09% (stronger) | 0.26% |
| Net charge-offs | 0.55% | -0.23% (stronger) |
| Return on assets | 1.13% | 1.30% (stronger) |
| Loans ÷ deposits | 92.3% | 57.1% (stronger) |
| Uninsured deposits | 11.7% | 5.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Business & Industry Federal Credit Union has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), United Business & Industry Federal Credit Union leads on 3 and Northwest Hills Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.