Side-by-side · Q2 2026 data
United Business & Industry Federal Credit Union vs State Police Credit Union Inc.
Credit union
United Business & Industry Federal Credit Union
Plainville, Connecticut · $100 million – $1 billion
Credit union
State Police Credit Union Inc.
Meriden, Connecticut · Under $100 million in assets
Metric by metric
| Measure | United Business & Industry Federal Credit Union | State Police Credit Union Inc. |
|---|---|---|
| TellerScore | 77 | 91 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 65 (stronger) | 57 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 71st | 90th |
| Total assets | $141.4M | $84.0M |
| Deposits / shares | $124.3M | $70.8M |
| Capital ratio | 11.57% | 15.10% (stronger) |
| Problem loans | 0.09% | 0.06% (stronger) |
| Net charge-offs | 0.55% | -0.00% (stronger) |
| Return on assets | 1.13% (stronger) | 0.92% |
| Loans ÷ deposits | 92.3% | 29.0% (stronger) |
| Uninsured deposits | 11.7% (stronger) | 13.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Police Credit Union Inc. has the higher TellerScore (91 vs 77). On the 7 directional measures above (where higher or lower is clearly better), United Business & Industry Federal Credit Union leads on 2 and State Police Credit Union Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.