Side-by-side · Q2 2026 data
United Churches Credit Union vs Total Community Credit Union
Metric by metric
| Measure | United Churches Credit Union | Total Community Credit Union |
|---|---|---|
| TellerScore | 67 | 97 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 64 | 88 (stronger) |
| Earnings | 55 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 34th | 99th |
| Total assets | $21.9M | $111.3M |
| Deposits / shares | $19.5M | $93.9M |
| Capital ratio | 10.28% | 15.29% (stronger) |
| Problem loans | 1.08% | 0.36% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.38% |
| Return on assets | 0.86% | 2.04% (stronger) |
| Loans ÷ deposits | 25.4% (stronger) | 46.4% |
| Uninsured deposits | 6.1% | 2.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Total Community Credit Union has the higher TellerScore (97 vs 67). On the 7 directional measures above (where higher or lower is clearly better), United Churches Credit Union leads on 2 and Total Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.