Side-by-side · Q2 2026 data
United Community Bank vs Worthington Federal Savings Bank, FSB
Metric by metric
| Measure | United Community Bank | Worthington Federal Savings Bank, FSB |
|---|---|---|
| TellerScore | 51 | 80 (stronger) |
| Capital cushion | 35 | 98 (stronger) |
| Loan quality | 50 | 78 (stronger) |
| Earnings | 65 (stronger) | 45 |
| Funding & liquidity | 46 | 82 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 8th | 77th |
| Total assets | $290.0M | $135.4M |
| Deposits / shares | $232.7M | $113.3M |
| Capital ratio | 8.45% | 14.83% (stronger) |
| Problem loans | 1.51% | 0.65% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.12% (stronger) | 0.61% |
| Loans ÷ deposits | 89.6% | 77.9% (stronger) |
| Uninsured deposits | 37.4% | 3.9% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Worthington Federal Savings Bank, FSB has the higher TellerScore (80 vs 51). On the 6 directional measures above (where higher or lower is clearly better), United Community Bank leads on 1 and Worthington Federal Savings Bank, FSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.