Side-by-side · Q2 2026 data
United Community Bank vs Jefferson Parish Employees Federal Credit Union
Credit union
Jefferson Parish Employees Federal Credit Union
Harahan, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | United Community Bank | Jefferson Parish Employees Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 95 (stronger) | 84 |
| Loan quality | 76 | 85 (stronger) |
| Earnings | 88 (stronger) | 40 |
| Funding & liquidity | 59 | 78 (stronger) |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 84th | 68th |
| Total assets | $665.5M | $166.1M |
| Deposits / shares | $560.0M | $145.4M |
| Capital ratio | 14.47% (stronger) | 13.41% |
| Problem loans | 0.73% | 0.44% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.58% |
| Return on assets | 1.70% (stronger) | 0.51% |
| Loans ÷ deposits | 89.4% | 82.2% (stronger) |
| Uninsured deposits | 25.3% | 6.6% (stronger) |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
United Community Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), United Community Bank leads on 4 and Jefferson Parish Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.