TellerScore

Headquartered in Harahan, Louisiana, Jefferson Parish Employees Federal Credit Union is a federal credit union with $166.1M in total assets and $145.4M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1959.

Based on its Q2 2026 filing, Jefferson Parish Employees Federal Credit Union scores 76/100, which we describe as strong. That is higher than 68% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 53rd. Its strongest component is problem-loan coverage (95/100; 2.4%), and its lowest is earnings (40/100; 0.51%).

TellerScore · Q2 2026

Scorecard

Capital cushion84/100
Net worth ratio: 13.41%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.44%
Earnings40/100
Return on assets (annualized): 0.51%
Funding & liquidity78/100
Loans ÷ shares: 82.2% · 6.6% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.37%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (74 → 76), mostly because the earnings component improved by 8 points.

TellerScore
747678Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202477
Q4 202476
Q1 202574
Q2 202574
Q3 202576
Q4 202578
Q1 202676
Q2 202676
Net worth ratio
7.00%10.54%14.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.09%
Q3 202413.33%
Q4 202413.55%
Q1 202512.99%
Q2 202513.06%
Q3 202513.28%
Q4 202513.42%
Q1 202613.36%
Q2 202613.41%
Delinquent loans (60+ days)
0.29%0.46%0.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.29%
Q4 20240.61%
Q1 20250.62%
Q2 20250.46%
Q3 20250.37%
Q4 20250.34%
Q1 20260.44%
Q2 20260.44%
Return on assets
0.29%0.43%0.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.31%
Q3 20240.30%
Q4 20240.54%
Q1 20250.42%
Q2 20250.29%
Q3 20250.37%
Q4 20250.57%
Q1 20260.53%
Q2 20260.51%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$166.1M13.41%0.44%0.51%82.2%
Q1 202676$165.2M13.36%0.44%0.53%80.1%
Q4 202578$162.7M13.42%0.34%0.57%80.7%
Q3 202576$162.4M13.28%0.37%0.37%77.1%
Q2 202574$163.6M13.06%0.46%0.29%75.3%
Q1 202574$164.0M12.99%0.62%0.42%72.4%
Q4 202476$155.9M13.55%0.61%0.54%77.2%
Q3 202477$156.4M13.33%0.29%0.30%71.1%
Q2 202478$147.2M14.09%0.38%0.31%73.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.41%
73rd
Problem loans0.44%
71st
Net charge-offs0.58%
28th
Return on assets0.51%
31st
Loans to deposits82.2%
35th
Uninsured deposits6.6%
44th
Loan-loss reserves0.00%
50th
Texas ratio2.4%
71st

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Wymar Federal Credit UnionCredit union Geismar, LA80 out of 100, Strong$165.4M16.5%1.20%vs
Epic Federal Credit UnionCredit union Metairie, LA60 out of 100, Moderate$164.5M14.6%2.10%vs
Southwest Louisiana Credit UnionCredit union Lake Charles, LA70 out of 100, Strong$182.6M15.8%1.45%vs
Xplore Federal Credit UnionCredit union Metairie, LA67 out of 100, Moderate$147.1M12.0%0.38%vs
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs
Kraftman Federal Credit UnionCredit union Bastrop, LA78 out of 100, Strong$141.8M14.6%0.97%vs

Deposit insurance

Is my money safe at Jefferson Parish Employees Federal Credit Union?

Yes. Jefferson Parish Employees Federal Credit Union is a federally insured credit union (NCUA charter #13271). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.6% of shares and deposits ($9.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.41%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Jefferson Parish Employees Federal Credit Union lists 5 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Jefferson Parish Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
13271
RSSD ID
895082
Primary regulator
NCUA
Established
1959
Headquarters
1221 Elmwood Park Blvd, Room 207, Harahan, LA 70123
Employees
59

Quick answers

Jefferson Parish Employees Federal Credit Union: common questions

Is Jefferson Parish Employees Federal Credit Union NCUA insured?

Yes. Jefferson Parish Employees Federal Credit Union is a federally insured credit union (NCUA charter #13271). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Jefferson Parish Employees Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Jefferson Parish Employees Federal Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Harahan

InstitutionScoreAssetsCapitalProblem loansCompare
G G W Federal Credit UnionCredit union New Orleans, LA97 out of 100, Very strong$960K26.7%0.00%vs
St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA93 out of 100, Very strong$15.9M37.6%0.38%vs
Crescent BankBank Metairie, LA89 out of 100, Very strong$1.1B15.0%1.28%vs
Internal Revenue Federal Credit UnionCredit union New Orleans, LA89 out of 100, Very strong$22.5M14.1%0.22%vs
First National Bank USABank Boutte, LA89 out of 100, Very strong$249.1M14.1%0.03%vs
Barton Plant Employees Federal Credit UnionCredit union Luling, LA87 out of 100, Very strong$15.7M33.0%0.14%vs