Side-by-side · Q2 2026 data
United Community Bank of West Kentucky, Inc. vs Diamond Valley Federal Credit Union
Bank
United Community Bank of West Kentucky, Inc.
Morganfield, Kentucky · $100 million – $1 billion
Credit union
Diamond Valley Federal Credit Union
Evansville, Indiana · $100 million – $1 billion
Metric by metric
| Measure | United Community Bank of West Kentucky, Inc. | Diamond Valley Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 60 | 79 (stronger) |
| Loan quality | 96 (stronger) | 76 |
| Earnings | 81 (stronger) | 53 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 72nd | 74th |
| Total assets | $524.9M | $178.8M |
| Deposits / shares | $447.1M | $154.8M |
| Capital ratio | 11.01% | 12.93% (stronger) |
| Problem loans | 0.11% (stronger) | 0.72% |
| Net charge-offs | 0.01% (stronger) | 0.84% |
| Return on assets | 1.53% (stronger) | 0.83% |
| Loans ÷ deposits | 73.0% | 42.1% (stronger) |
| Uninsured deposits | 34.4% | 3.2% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), United Community Bank of West Kentucky, Inc. leads on 3 and Diamond Valley Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.