Side-by-side · Q2 2026 data
United Community Bank of West Kentucky, Inc. vs Green River Area Federal Credit Union
Bank
United Community Bank of West Kentucky, Inc.
Morganfield, Kentucky · $100 million – $1 billion
Credit union
Green River Area Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Metric by metric
| Measure | United Community Bank of West Kentucky, Inc. | Green River Area Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 96 (stronger) | 82 |
| Earnings | 81 (stronger) | 77 |
| Funding & liquidity | 66 | 88 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 72nd | 87th |
| Total assets | $524.9M | $60.3M |
| Deposits / shares | $447.1M | $47.7M |
| Capital ratio | 11.01% | 20.74% (stronger) |
| Problem loans | 0.11% (stronger) | 0.53% |
| Net charge-offs | 0.01% (stronger) | 0.25% |
| Return on assets | 1.53% (stronger) | 1.43% |
| Loans ÷ deposits | 73.0% | 72.2% (stronger) |
| Uninsured deposits | 34.4% | 7.8% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Green River Area Federal Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), United Community Bank of West Kentucky, Inc. leads on 3 and Green River Area Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.