Side-by-side · Q2 2026 data
United Community Credit Union vs Commonwealth Credit Union
Metric by metric
| Measure | United Community Credit Union | Commonwealth Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 87 (stronger) | 86 |
| Earnings | 62 | 74 (stronger) |
| Funding & liquidity | 71 | 85 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 86th | 83rd |
| Total assets | $134.1M | $128.1M |
| Deposits / shares | $113.2M | $111.0M |
| Capital ratio | 15.41% (stronger) | 13.23% |
| Problem loans | 0.40% (stronger) | 0.43% |
| Net charge-offs | 0.38% | 0.21% (stronger) |
| Return on assets | 1.05% | 1.36% (stronger) |
| Loans ÷ deposits | 89.4% | 74.8% (stronger) |
| Uninsured deposits | 2.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Community Credit Union has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), United Community Credit Union leads on 3 and Commonwealth Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.