Side-by-side · Q2 2026 data
United Community Credit Union vs Gas and Electric Credit Union
Metric by metric
| Measure | United Community Credit Union | Gas and Electric Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 87 | 87 |
| Earnings | 62 (stronger) | 60 |
| Funding & liquidity | 71 | 86 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 86th | 57th |
| Total assets | $134.1M | $132.1M |
| Deposits / shares | $113.2M | $117.7M |
| Capital ratio | 15.41% (stronger) | 10.32% |
| Problem loans | 0.40% | 0.38% (stronger) |
| Net charge-offs | 0.38% | 0.20% (stronger) |
| Return on assets | 1.05% (stronger) | 1.00% |
| Loans ÷ deposits | 89.4% | 74.3% (stronger) |
| Uninsured deposits | 2.3% (stronger) | 6.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
United Community Credit Union has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), United Community Credit Union leads on 4 and Gas and Electric Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.