Side-by-side · Q2 2026 data
United Community Credit Union vs Members "first" Community Credit Union
Credit union
Members "first" Community Credit Union
Quincy, Illinois · $100 million – $1 billion
Metric by metric
| Measure | United Community Credit Union | Members "first" Community Credit Union |
|---|---|---|
| TellerScore | 84 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 99 (stronger) |
| Earnings | 62 | 89 (stronger) |
| Funding & liquidity | 71 (stronger) | 64 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 86th | 97th |
| Total assets | $134.1M | $111.6M |
| Deposits / shares | $113.2M | $82.4M |
| Capital ratio | 15.41% | 25.42% (stronger) |
| Problem loans | 0.40% | 0.03% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.47% |
| Return on assets | 1.05% | 1.74% (stronger) |
| Loans ÷ deposits | 89.4% (stronger) | 95.8% |
| Uninsured deposits | 2.3% | 1.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members "first" Community Credit Union has the higher TellerScore (92 vs 84). On the 7 directional measures above (where higher or lower is clearly better), United Community Credit Union leads on 2 and Members "first" Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.