Side-by-side · Q2 2026 data
United Credit Union vs Conservation Employees Credit Union
Credit union
Conservation Employees Credit Union
Jefferson City, Missouri · $100 million – $1 billion
Metric by metric
| Measure | United Credit Union | Conservation Employees Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 68 (stronger) | 67 |
| Funding & liquidity | 85 | 90 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 92nd | 63rd |
| Total assets | $302.1M | $194.9M |
| Deposits / shares | $253.5M | $176.5M |
| Capital ratio | 15.17% (stronger) | 9.75% |
| Problem loans | 0.40% | 0.20% (stronger) |
| Net charge-offs | 0.64% | 0.03% (stronger) |
| Return on assets | 1.19% (stronger) | 1.17% |
| Loans ÷ deposits | 75.5% | 69.9% (stronger) |
| Uninsured deposits | 6.3% | 5.0% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Credit Union has the higher TellerScore (88 vs 74). On the 7 directional measures above (where higher or lower is clearly better), United Credit Union leads on 3 and Conservation Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.