Side-by-side · Q2 2026 data
United Credit Union vs Fedco Credit Union
Metric by metric
| Measure | United Credit Union | Fedco Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 68 (stronger) | 25 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 92nd | 47th |
| Total assets | $302.1M | $7.1M |
| Deposits / shares | $253.5M | $6.4M |
| Capital ratio | 15.17% (stronger) | 10.86% |
| Problem loans | 0.40% | 0.00% (stronger) |
| Net charge-offs | 0.64% | 0.00% (stronger) |
| Return on assets | 1.19% (stronger) | 0.12% |
| Loans ÷ deposits | 75.5% | 32.1% (stronger) |
| Uninsured deposits | 6.3% | 0.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Credit Union has the higher TellerScore (88 vs 73). On the 7 directional measures above (where higher or lower is clearly better), United Credit Union leads on 3 and Fedco Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.