Fedco Credit Union (NCUA charter #64397) is based in Jefferson City, Missouri. Its Q2 2026 call report shows $7.1M in total assets and $6.4M in member shares and deposits and 2 offices.
Fedco Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 37th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (25/100, 0.12%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (77 → 73), mostly because the earnings component weakened by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 81 |
| Q4 2024 | 80 |
| Q1 2025 | 73 |
| Q2 2025 | 77 |
| Q3 2025 | 80 |
| Q4 2025 | 78 |
| Q1 2026 | 72 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.16% |
| Q3 2024 | 11.39% |
| Q4 2024 | 11.63% |
| Q1 2025 | 11.00% |
| Q2 2025 | 11.13% |
| Q3 2025 | 11.57% |
| Q4 2025 | 11.60% |
| Q1 2026 | 11.00% |
| Q2 2026 | 10.86% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.89% |
| Q3 2024 | 0.93% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.07% |
| Q2 2025 | 0.54% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.66% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.12% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $7.1M | 10.86% | 0.00% | 0.12% | 32.1% |
| Q1 2026 | 72 | $7.0M | 11.00% | 0.00% | 0.06% | 31.7% |
| Q4 2025 | 78 | $6.7M | 11.60% | 0.10% | 0.66% | 33.3% |
| Q3 2025 | 80 | $6.6M | 11.57% | 0.00% | 0.80% | 31.3% |
| Q2 2025 | 77 | $6.7M | 11.13% | 0.00% | 0.54% | 31.0% |
| Q1 2025 | 73 | $6.6M | 11.00% | 0.00% | 0.07% | 30.7% |
| Q4 2024 | 80 | $6.3M | 11.63% | 0.00% | 0.78% | 32.5% |
| Q3 2024 | 81 | $6.3M | 11.39% | 0.00% | 0.93% | 32.1% |
| Q2 2024 | 80 | $6.3M | 11.16% | 0.00% | 0.89% | 32.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lovers Lane Credit UnionCredit union Saint Joseph, MO | 50 out of 100, Below average | $7.8M | 13.8% | 2.78% | vs |
| Southeast Missouri Community Credit UnionCredit union Park Hills, MO | 68 out of 100, Moderate | $6.4M | 8.7% | 0.18% | vs |
| Dexter Public Schools Credit UnionCredit union Dexter, MO | 73 out of 100, Strong | $5.9M | 11.7% | 0.24% | vs |
| Kc Unidos Federal Credit UnionCredit union Kansas City, MO | 74 out of 100, Strong | $8.5M | 29.2% | 0.65% | vs |
| Community First Credit UnionCredit union Hannibal, MO | 65 out of 100, Moderate | $8.5M | 11.5% | 0.26% | vs |
| St. Joseph Teachers' Credit UnionCredit union Saint Joseph, MO | 78 out of 100, Strong | $8.7M | 10.9% | 0.29% | vs |
Deposit insurance
Is my money safe at Fedco Credit Union?
Yes. Fedco Credit Union is a federally insured credit union (NCUA charter #64397). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.86%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Fedco Credit Union lists 2 offices in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Fedco Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64397
- RSSD ID
- 121192
- Primary regulator
- State + NCUA
- Established
- 1960
- Headquarters
- PO Box 658, Jefferson City, MO 65102
Quick answers
Fedco Credit Union: common questions
Is Fedco Credit Union NCUA insured?
Yes. Fedco Credit Union is a federally insured credit union (NCUA charter #64397). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fedco Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fedco Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Jefferson City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Knox Co. Employees Credit UnionCredit union Knoxville, TN | 96 out of 100, Very strong | $12.5M | 18.8% | 0.04% | vs |
| Our Lady of Snows Credit UnionCredit union Henley, MO | 96 out of 100, Very strong | $4.6M | 15.3% | 0.00% | vs |
| Farmers Bank of Lohman, MissouriBank Jefferson City, MO | 93 out of 100, Very strong | $82.9M | 17.1% | 0.02% | vs |
| Legends BankBank Linn, MO | 90 out of 100, Very strong | $635.5M | 18.3% | 0.51% | vs |
| The Maries County BankBank Vienna, MO | 89 out of 100, Very strong | $600.5M | 14.8% | 0.12% | vs |
| United Credit UnionCredit union Mexico, MO | 88 out of 100, Very strong | $302.1M | 15.2% | 0.40% | vs |