Side-by-side · Q2 2026 data
United Credit Union vs United Consumers Credit Union
Metric by metric
| Measure | United Credit Union | United Consumers Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 87 (stronger) | 61 |
| Earnings | 68 (stronger) | 63 |
| Funding & liquidity | 85 (stronger) | 77 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 92nd | 48th |
| Total assets | $302.1M | $217.2M |
| Deposits / shares | $253.5M | $189.3M |
| Capital ratio | 15.17% (stronger) | 11.97% |
| Problem loans | 0.40% (stronger) | 1.17% |
| Net charge-offs | 0.64% | 0.35% (stronger) |
| Return on assets | 1.19% (stronger) | 1.07% |
| Loans ÷ deposits | 75.5% (stronger) | 83.1% |
| Uninsured deposits | 6.3% (stronger) | 7.8% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.8% |
United Credit Union has the higher TellerScore (88 vs 69). On the 7 directional measures above (where higher or lower is clearly better), United Credit Union leads on 6 and United Consumers Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.