Side-by-side · Q2 2026 data
United Credit Union vs Keystone Credit Union
Metric by metric
| Measure | United Credit Union | Keystone Credit Union |
|---|---|---|
| TellerScore | 58 | 80 (stronger) |
| Capital cushion | 21 | 100 (stronger) |
| Loan quality | 79 (stronger) | 77 |
| Earnings | 45 | 55 (stronger) |
| Funding & liquidity | 95 (stronger) | 65 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 19th | 65th |
| Total assets | $29.6M | $40.2M |
| Deposits / shares | $27.2M | $29.1M |
| Capital ratio | 7.07% | 27.38% (stronger) |
| Problem loans | 0.64% (stronger) | 0.68% |
| Net charge-offs | 0.32% | 0.03% (stronger) |
| Return on assets | 0.63% | 0.87% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 95.3% |
| Uninsured deposits | 0.2% (stronger) | 5.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Keystone Credit Union has the higher TellerScore (80 vs 58). On the 7 directional measures above (where higher or lower is clearly better), United Credit Union leads on 3 and Keystone Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.