Side-by-side · Q2 2026 data
United Federal Credit Union vs DFCU Financial Credit Union
Metric by metric
| Measure | United Federal Credit Union | DFCU Financial Credit Union |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 69 | 76 (stronger) |
| Loan quality | 76 | 79 (stronger) |
| Earnings | 80 | 81 (stronger) |
| Funding & liquidity | 68 | 94 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 75th | 91st |
| Total assets | $4.4B | $8.0B |
| Deposits / shares | $3.7B | $7.2B |
| Capital ratio | 11.94% | 12.63% (stronger) |
| Problem loans | 0.71% | 0.63% (stronger) |
| Net charge-offs | 0.61% | 0.08% (stronger) |
| Return on assets | 1.50% | 1.52% (stronger) |
| Loans ÷ deposits | 88.4% | 43.0% (stronger) |
| Uninsured deposits | 18.0% (stronger) | 21.0% |
| Offices | 16 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
DFCU Financial Credit Union has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), United Federal Credit Union leads on 1 and DFCU Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.