Side-by-side · Q2 2026 data
United Federal Credit Union vs Genisys Credit Union
Metric by metric
| Measure | United Federal Credit Union | Genisys Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 76 (stronger) | 64 |
| Earnings | 80 | 88 (stronger) |
| Funding & liquidity | 68 (stronger) | 61 |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 75th | 89th |
| Total assets | $4.4B | $6.6B |
| Deposits / shares | $3.7B | $5.5B |
| Capital ratio | 11.94% | 15.47% (stronger) |
| Problem loans | 0.71% (stronger) | 1.09% |
| Net charge-offs | 0.61% | 0.59% (stronger) |
| Return on assets | 1.50% | 1.70% (stronger) |
| Loans ÷ deposits | 88.4% (stronger) | 98.9% |
| Uninsured deposits | 18.0% | 8.4% (stronger) |
| Offices | 16 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
Genisys Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), United Federal Credit Union leads on 2 and Genisys Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.