Side-by-side · Q2 2026 data
United Federal Credit Union vs Great Basin Federal Credit Union
Metric by metric
| Measure | United Federal Credit Union | Great Basin Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 62 |
| Capital cushion | 69 (stronger) | 56 |
| Loan quality | 76 (stronger) | 60 |
| Earnings | 80 (stronger) | 48 |
| Funding & liquidity | 68 | 81 (stronger) |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 75th | 26th |
| Total assets | $4.4B | $372.7M |
| Deposits / shares | $3.7B | $330.9M |
| Capital ratio | 11.94% (stronger) | 10.64% |
| Problem loans | 0.71% (stronger) | 1.20% |
| Net charge-offs | 0.61% (stronger) | 1.28% |
| Return on assets | 1.50% (stronger) | 0.69% |
| Loans ÷ deposits | 88.4% | 79.1% (stronger) |
| Uninsured deposits | 18.0% | 1.5% (stronger) |
| Offices | 16 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 44.8% |
United Federal Credit Union has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), United Federal Credit Union leads on 5 and Great Basin Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.