TellerScore

Headquartered in Reno, Nevada, Great Basin Federal Credit Union is a federal credit union with $372.7M in total assets and $330.9M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1951.

Based on its Q2 2026 filing, Great Basin Federal Credit Union scores 62/100, which we describe as moderate. That is higher than only 26% of 1,341 credit unions with $100 million – $1 billion. Among 13 credit unions headquartered in Nevada, it ranks 12th. Its strongest component is problem-loan coverage (83/100; 8.5%), and its lowest is earnings (48/100; 0.69%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.64%
Loan quality60/100
Loans 60+ days delinquent ÷ total loans: 1.20%
Earnings48/100
Return on assets (annualized): 0.69%
Funding & liquidity81/100
Loans ÷ shares: 79.1% · 1.5% uninsured
Problem-loan coverage83/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.49%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (67 → 62), mostly because the earnings component weakened by 26 points.

TellerScore
627179Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202474
Q4 202469
Q1 202570
Q2 202567
Q3 202564
Q4 202568
Q1 202662
Q2 202662
Net worth ratio
7.00%8.99%10.98%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.98%
Q3 202410.83%
Q4 202410.29%
Q1 202510.49%
Q2 202510.63%
Q3 202510.74%
Q4 202510.86%
Q1 202610.60%
Q2 202610.64%
Delinquent loans (60+ days)
0.47%0.93%1.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.47%
Q3 20240.51%
Q4 20240.60%
Q1 20251.20%
Q2 20251.25%
Q3 20251.39%
Q4 20250.88%
Q1 20261.27%
Q2 20261.20%
Return on assets
0.69%1.25%1.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.81%
Q3 20241.36%
Q4 20241.01%
Q1 20251.62%
Q2 20251.35%
Q3 20251.07%
Q4 20251.01%
Q1 20260.70%
Q2 20260.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$372.7M10.64%1.20%0.69%79.1%
Q1 202662$368.0M10.60%1.27%0.70%77.3%
Q4 202568$354.3M10.86%0.88%1.01%78.2%
Q3 202564$351.0M10.74%1.39%1.07%76.6%
Q2 202567$350.4M10.63%1.25%1.35%76.0%
Q1 202570$346.0M10.49%1.20%1.62%75.7%
Q4 202469$339.8M10.29%0.60%1.01%76.8%
Q3 202474$321.5M10.83%0.51%1.36%80.5%
Q2 202479$313.0M10.98%0.47%1.81%78.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.64%
38th
Problem loans1.20%
22nd
Net charge-offs1.28%
5th
Return on assets0.69%
46th
Loans to deposits79.1%
43rd
Uninsured deposits1.5%
93rd
Loan-loss reserves0.00%
50th
Texas ratio8.5%
19th

Similar-size credit unions in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Elko Federal Credit UnionCredit union Elko, NV91 out of 100, Very strong$351.3M13.6%0.34%vs
Financial Horizons Credit UnionCredit union Hawthorne, NV88 out of 100, Very strong$313.0M13.0%0.08%vs
Weststar Credit UnionCredit union Las Vegas, NV68 out of 100, Moderate$272.7M10.8%0.49%vs
Sierra Pacific Federal Credit UnionCredit union Reno, NV83 out of 100, Strong$189.4M13.6%0.57%vs
Plus Credit UnionCredit union Las Vegas, NV79 out of 100, Strong$126.1M12.5%0.12%vs
Boulder Dam Credit UnionCredit union Boulder City, NV93 out of 100, Very strong$871.5M14.8%0.21%vs

Deposit insurance

Is my money safe at Great Basin Federal Credit Union?

Yes. Great Basin Federal Credit Union is a federally insured credit union (NCUA charter #7063). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($5.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.64%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Great Basin Federal Credit Union lists 4 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Great Basin Federal Credit Union reported 135 home-loan applications under HMDA (LEI 2549009M5QY5LPV18B47): 52 originated ($6,050,000 total), 60 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 44.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Great Basin Federal Credit Union
Type
Federal credit union
NCUA charter #
7063
RSSD ID
455589
Primary regulator
NCUA
Established
1951
Headquarters
9770 S Virginia St, Reno, NV 89511
Employees
69

Quick answers

Great Basin Federal Credit Union: common questions

Is Great Basin Federal Credit Union NCUA insured?

Yes. Great Basin Federal Credit Union is a federally insured credit union (NCUA charter #7063). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Great Basin Federal Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Great Basin Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Reno

InstitutionScoreAssetsCapitalProblem loansCompare
Eaglemark Savings BankBank Reno, NV93 out of 100, Very strong$755.7M23.7%0.00%vs
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
El Dorado Savings Bank, F.S.B.Bank Placerville, CA84 out of 100, Strong$2.4B13.4%0.28%vs
Sierra Pacific Federal Credit UnionCredit union Reno, NV83 out of 100, Strong$189.4M13.6%0.57%vs
United Federal Credit UnionCredit union St Joseph, MI75 out of 100, Strong$4.4B11.9%0.71%vs