Side-by-side · Q2 2026 data
United Federal Credit Union vs Honor Credit Union
Metric by metric
| Measure | United Federal Credit Union | Honor Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 69 | 72 (stronger) |
| Loan quality | 76 (stronger) | 69 |
| Earnings | 80 (stronger) | 55 |
| Funding & liquidity | 68 | 75 (stronger) |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 75th | 58th |
| Total assets | $4.4B | $1.9B |
| Deposits / shares | $3.7B | $1.6B |
| Capital ratio | 11.94% | 12.16% (stronger) |
| Problem loans | 0.71% (stronger) | 0.92% |
| Net charge-offs | 0.61% | 0.54% (stronger) |
| Return on assets | 1.50% (stronger) | 0.87% |
| Loans ÷ deposits | 88.4% | 84.8% (stronger) |
| Uninsured deposits | 18.0% | 9.6% (stronger) |
| Offices | 16 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
United Federal Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), United Federal Credit Union leads on 3 and Honor Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Niles, MI
- Benton Harbor, MI
- Buchanan, MI
- Stevensville, MI