Side-by-side · Q2 2026 data
United Financial Credit Union vs Ignite Credit Union
Metric by metric
| Measure | United Financial Credit Union | Ignite Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 57 (stronger) | 51 |
| Loan quality | 66 (stronger) | 64 |
| Earnings | 57 (stronger) | 21 |
| Funding & liquidity | 93 (stronger) | 73 |
| Problem-loan coverage | 88 (stronger) | 83 |
| Peer percentile | 45th | 12th |
| Total assets | $360.1M | $379.9M |
| Deposits / shares | $325.7M | $336.7M |
| Capital ratio | 10.73% (stronger) | 10.07% |
| Problem loans | 1.03% (stronger) | 1.08% |
| Net charge-offs | 0.42% (stronger) | 0.50% |
| Return on assets | 0.92% (stronger) | 0.02% |
| Loans ÷ deposits | 67.0% (stronger) | 87.1% |
| Uninsured deposits | 2.7% (stronger) | 5.9% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 17.8% |
United Financial Credit Union has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), United Financial Credit Union leads on 7 and Ignite Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.