Side-by-side · Q2 2026 data
United Mississippi Bank vs Delta Bank
Metric by metric
| Measure | United Mississippi Bank | Delta Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 60 (stronger) | 50 |
| Loan quality | 94 (stronger) | 65 |
| Earnings | 66 | 97 (stronger) |
| Funding & liquidity | 71 (stronger) | 54 |
| Problem-loan coverage | 98 (stronger) | 83 |
| Peer percentile | 61st | 34th |
| Total assets | $560.7M | $632.0M |
| Deposits / shares | $478.9M | $558.5M |
| Capital ratio | 11.04% (stronger) | 10.04% |
| Problem loans | 0.19% (stronger) | 1.04% |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 1.15% | 1.93% (stronger) |
| Loans ÷ deposits | 85.7% | 84.3% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 34.5% |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Mississippi Bank has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), United Mississippi Bank leads on 4 and Delta Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Natchez, MS
- Vidalia, LA