Side-by-side · Q2 2026 data
United Mississippi Bank vs Home Bank, National Association
Metric by metric
| Measure | United Mississippi Bank | Home Bank, National Association |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 60 | 71 (stronger) |
| Loan quality | 94 (stronger) | 68 |
| Earnings | 66 | 75 (stronger) |
| Funding & liquidity | 71 (stronger) | 53 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 61st | 58th |
| Total assets | $560.7M | $3.6B |
| Deposits / shares | $478.9M | $3.1B |
| Capital ratio | 11.04% | 12.11% (stronger) |
| Problem loans | 0.19% (stronger) | 0.95% |
| Net charge-offs | 0.05% (stronger) | 0.06% |
| Return on assets | 1.15% | 1.38% (stronger) |
| Loans ÷ deposits | 85.7% (stronger) | 89.2% |
| Uninsured deposits | 18.6% (stronger) | 31.2% |
| Offices | 13 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.8% |
United Mississippi Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), United Mississippi Bank leads on 5 and Home Bank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.