Side-by-side · Q2 2026 data
United Mississippi Bank vs The Bank
Metric by metric
| Measure | United Mississippi Bank | The Bank |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 60 | 78 (stronger) |
| Loan quality | 94 (stronger) | 84 |
| Earnings | 66 | 90 (stronger) |
| Funding & liquidity | 71 | 75 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 61st | 84th |
| Total assets | $560.7M | $462.0M |
| Deposits / shares | $478.9M | $396.3M |
| Capital ratio | 11.04% | 12.76% (stronger) |
| Problem loans | 0.19% (stronger) | 0.48% |
| Net charge-offs | 0.05% (stronger) | 0.15% |
| Return on assets | 1.15% | 1.75% (stronger) |
| Loans ÷ deposits | 85.7% | 82.8% (stronger) |
| Uninsured deposits | 18.6% | 17.4% (stronger) |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
The Bank has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), United Mississippi Bank leads on 2 and The Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.