Side-by-side · Q2 2026 data
United National Bank vs Craft Bank
Metric by metric
| Measure | United National Bank | Craft Bank |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 98 (stronger) | 88 |
| Loan quality | 28 | 46 (stronger) |
| Earnings | 69 | 75 (stronger) |
| Funding & liquidity | 53 (stronger) | 45 |
| Problem-loan coverage | 72 | 81 (stronger) |
| Peer percentile | 29th | 37th |
| Total assets | $308.7M | $305.9M |
| Deposits / shares | $255.9M | $260.3M |
| Capital ratio | 14.77% (stronger) | 13.81% |
| Problem loans | 2.15% | 1.61% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.03% |
| Return on assets | 1.23% | 1.37% (stronger) |
| Loans ÷ deposits | 94.1% (stronger) | 99.4% |
| Uninsured deposits | 27.0% (stronger) | 29.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Craft Bank has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), United National Bank leads on 4 and Craft Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.