Side-by-side · Q2 2026 data
United Nations Federal Credit Union vs Wakefern Federal Credit Union
Credit union
Wakefern Federal Credit Union
Elizabeth, New Jersey · Under $100 million in assets
Metric by metric
| Measure | United Nations Federal Credit Union | Wakefern Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 99 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 91 | 96 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 94 | 99 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 81st | 99th |
| Total assets | $10.7B | $12.0M |
| Deposits / shares | $9.6B | $9.1M |
| Capital ratio | 9.78% | 24.31% (stronger) |
| Problem loans | 0.28% | 0.13% (stronger) |
| Net charge-offs | 0.22% | 0.09% (stronger) |
| Return on assets | 1.36% | 2.03% (stronger) |
| Loans ÷ deposits | 66.0% | 42.9% (stronger) |
| Uninsured deposits | 15.5% (stronger) | 16.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
Wakefern Federal Credit Union has the higher TellerScore (99 vs 76). On the 7 directional measures above (where higher or lower is clearly better), United Nations Federal Credit Union leads on 1 and Wakefern Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.