Side-by-side · Q2 2026 data
United Neighborhood Federal Credit Union vs Macon-Bibb Employees Credit Union
Credit union
United Neighborhood Federal Credit Union
Augusta, Georgia · Under $100 million in assets
Metric by metric
| Measure | United Neighborhood Federal Credit Union | Macon-Bibb Employees Credit Union |
|---|---|---|
| TellerScore | 51 | 63 (stronger) |
| Capital cushion | 35 | 58 (stronger) |
| Loan quality | 67 | 85 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 97 | 97 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 10th | 26th |
| Total assets | $3.0M | $2.7M |
| Deposits / shares | $2.7M | $2.4M |
| Capital ratio | 8.50% | 10.76% (stronger) |
| Problem loans | 0.98% | 0.45% (stronger) |
| Net charge-offs | 6.27% | -0.28% (stronger) |
| Return on assets | -5.02% | -1.86% (stronger) |
| Loans ÷ deposits | 63.1% (stronger) | 63.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Macon-Bibb Employees Credit Union has the higher TellerScore (63 vs 51). On the 6 directional measures above (where higher or lower is clearly better), United Neighborhood Federal Credit Union leads on 1 and Macon-Bibb Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.