Side-by-side · Q2 2026 data
United Pacific Bank vs Hatch Bank
Metric by metric
| Measure | United Pacific Bank | Hatch Bank |
|---|---|---|
| TellerScore | 57 | 78 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 16 | 97 (stronger) |
| Earnings | 36 (stronger) | 32 |
| Funding & liquidity | 50 | 50 |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 14th | 72nd |
| Total assets | $191.0M | $177.5M |
| Deposits / shares | $156.8M | $41.3M |
| Capital ratio | 17.39% | 21.49% (stronger) |
| Problem loans | 2.51% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.64% |
| Return on assets | 0.40% (stronger) | 0.30% |
| Loans ÷ deposits | 96.9% (stronger) | 266.1% |
| Uninsured deposits | 26.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hatch Bank has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), United Pacific Bank leads on 3 and Hatch Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.