Side-by-side · Q2 2026 data
United Pacific Bank vs Neighborhood National Bank
Metric by metric
| Measure | United Pacific Bank | Neighborhood National Bank |
|---|---|---|
| TellerScore | 57 | 65 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 16 | 77 (stronger) |
| Earnings | 36 | 46 (stronger) |
| Funding & liquidity | 50 (stronger) | 48 |
| Problem-loan coverage | 78 | 92 (stronger) |
| Peer percentile | 14th | 29th |
| Total assets | $191.0M | $228.0M |
| Deposits / shares | $156.8M | $177.7M |
| Capital ratio | 17.39% (stronger) | 11.63% |
| Problem loans | 2.51% | 0.68% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.40% | 0.65% (stronger) |
| Loans ÷ deposits | 96.9% (stronger) | 100.2% |
| Uninsured deposits | 26.6% | 26.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Neighborhood National Bank has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), United Pacific Bank leads on 3 and Neighborhood National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.