Side-by-side · Q2 2026 data
United Savings Bank vs TD Bank USA, National Association
Metric by metric
| Measure | United Savings Bank | TD Bank USA, National Association |
|---|---|---|
| TellerScore | 89 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 100 (stronger) | 31 |
| Earnings | 53 (stronger) | 36 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 94th | 25th |
| Total assets | $460.6M | $32.1B |
| Deposits / shares | $332.1M | $27.2B |
| Capital ratio | 17.44% (stronger) | 11.56% |
| Problem loans | 0.00% (stronger) | 2.08% |
| Net charge-offs | 0.00% (stronger) | 5.30% |
| Return on assets | 0.84% (stronger) | 0.41% |
| Loans ÷ deposits | 52.0% | 28.9% (stronger) |
| Uninsured deposits | 28.0% | 1.3% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.6% | — |
United Savings Bank has the higher TellerScore (89 vs 59). On the 7 directional measures above (where higher or lower is clearly better), United Savings Bank leads on 5 and TD Bank USA, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.