Side-by-side · Q2 2026 data
United Security Bank vs Columbia Credit Union
Metric by metric
| Measure | United Security Bank | Columbia Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 77 |
| Capital cushion | 84 (stronger) | 49 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 93 (stronger) | 67 |
| Funding & liquidity | 40 | 95 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 78th | 57th |
| Total assets | $97.2M | $34.4M |
| Deposits / shares | $81.2M | $30.6M |
| Capital ratio | 13.38% (stronger) | 9.87% |
| Problem loans | 0.00% (stronger) | 0.07% |
| Net charge-offs | 0.06% | 0.02% (stronger) |
| Return on assets | 1.83% (stronger) | 1.17% |
| Loans ÷ deposits | 93.0% | 65.0% (stronger) |
| Uninsured deposits | 39.2% | 2.4% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Security Bank has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), United Security Bank leads on 4 and Columbia Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.