Side-by-side · Q2 2026 data
United Security Bank vs Community Bank of Missouri
Metric by metric
| Measure | United Security Bank | Community Bank of Missouri |
|---|---|---|
| TellerScore | 85 (stronger) | 74 |
| Capital cushion | 84 | 89 (stronger) |
| Loan quality | 100 (stronger) | 34 |
| Earnings | 93 | 93 |
| Funding & liquidity | 40 | 80 (stronger) |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 78th | 51st |
| Total assets | $97.2M | $94.1M |
| Deposits / shares | $81.2M | $80.6M |
| Capital ratio | 13.38% | 13.86% (stronger) |
| Problem loans | 0.00% (stronger) | 1.98% |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.83% (stronger) | 1.83% |
| Loans ÷ deposits | 93.0% | 80.4% (stronger) |
| Uninsured deposits | 39.2% | 13.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
United Security Bank has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), United Security Bank leads on 3 and Community Bank of Missouri on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.