Side-by-side · Q2 2026 data
United Southeast Federal Credit Union vs Eastman Credit Union
Credit union
United Southeast Federal Credit Union
Bristol, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | United Southeast Federal Credit Union | Eastman Credit Union |
|---|---|---|
| TellerScore | 78 | 91 (stronger) |
| Capital cushion | 85 | 99 (stronger) |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 42 | 98 (stronger) |
| Funding & liquidity | 88 (stronger) | 67 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 74th | 96th |
| Total assets | $256.0M | $10.2B |
| Deposits / shares | $220.6M | $8.6B |
| Capital ratio | 13.49% | 14.87% (stronger) |
| Problem loans | 0.40% | 0.31% (stronger) |
| Net charge-offs | 0.74% | 0.38% (stronger) |
| Return on assets | 0.55% | 1.95% (stronger) |
| Loans ÷ deposits | 72.5% (stronger) | 93.2% |
| Uninsured deposits | 6.6% (stronger) | 12.7% |
| Offices | 5 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 26.9% |
Eastman Credit Union has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), United Southeast Federal Credit Union leads on 2 and Eastman Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.