Side-by-side · Q2 2026 data
United Southeast Federal Credit Union vs Knoxville Teachers Federal Credit Union
Credit union
United Southeast Federal Credit Union
Bristol, Tennessee · $100 million – $1 billion
Credit union
Knoxville Teachers Federal Credit Union
Knoxville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | United Southeast Federal Credit Union | Knoxville Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 85 (stronger) | 56 |
| Loan quality | 87 (stronger) | 81 |
| Earnings | 42 | 44 (stronger) |
| Funding & liquidity | 88 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 74th | 37th |
| Total assets | $256.0M | $259.3M |
| Deposits / shares | $220.6M | $230.6M |
| Capital ratio | 13.49% (stronger) | 10.61% |
| Problem loans | 0.40% (stronger) | 0.56% |
| Net charge-offs | 0.74% | 0.03% (stronger) |
| Return on assets | 0.55% | 0.60% (stronger) |
| Loans ÷ deposits | 72.5% (stronger) | 87.6% |
| Uninsured deposits | 6.6% (stronger) | 7.6% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 0.5% |
United Southeast Federal Credit Union has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), United Southeast Federal Credit Union leads on 5 and Knoxville Teachers Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.