Side-by-side · Q2 2026 data
United Southeast Federal Credit Union vs Northeast Community Credit Union
Credit union
United Southeast Federal Credit Union
Bristol, Tennessee · $100 million – $1 billion
Credit union
Northeast Community Credit Union
Elizabethton, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | United Southeast Federal Credit Union | Northeast Community Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 87 (stronger) | 45 |
| Earnings | 42 | 65 (stronger) |
| Funding & liquidity | 88 | 97 (stronger) |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 74th | 74th |
| Total assets | $256.0M | $194.2M |
| Deposits / shares | $220.6M | $164.5M |
| Capital ratio | 13.49% | 16.77% (stronger) |
| Problem loans | 0.40% (stronger) | 1.64% |
| Net charge-offs | 0.74% | 0.20% (stronger) |
| Return on assets | 0.55% | 1.13% (stronger) |
| Loans ÷ deposits | 72.5% | 63.1% (stronger) |
| Uninsured deposits | 6.6% (stronger) | 7.2% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 0.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), United Southeast Federal Credit Union leads on 2 and Northeast Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.