Side-by-side · Q2 2026 data
United Southeast Federal Credit Union vs Select Seven Federal Credit Union
Credit union
United Southeast Federal Credit Union
Bristol, Tennessee · $100 million – $1 billion
Credit union
Select Seven Federal Credit Union
Johnson City, Tennessee · Under $100 million in assets
Metric by metric
| Measure | United Southeast Federal Credit Union | Select Seven Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 85 | 87 (stronger) |
| Loan quality | 87 | 94 (stronger) |
| Earnings | 42 | 53 (stronger) |
| Funding & liquidity | 88 (stronger) | 71 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 74th | 68th |
| Total assets | $256.0M | $62.4M |
| Deposits / shares | $220.6M | $52.9M |
| Capital ratio | 13.49% | 13.67% (stronger) |
| Problem loans | 0.40% | 0.18% (stronger) |
| Net charge-offs | 0.74% | 0.09% (stronger) |
| Return on assets | 0.55% | 0.82% (stronger) |
| Loans ÷ deposits | 72.5% (stronger) | 88.9% |
| Uninsured deposits | 6.6% | 6.4% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 0.0% |
Select Seven Federal Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), United Southeast Federal Credit Union leads on 1 and Select Seven Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.