The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 2 points (83 → 81), mostly because the earnings component weakened by 16 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Tennessee

Yes. Select Seven Federal Credit Union is a federally insured credit union (NCUA charter #6079). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.4% of shares and deposits ($3.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Select Seven Federal Credit Union lists 3 offices in 2 cities. Most locations:

• Johnson City, TN (2)
• Kingsport, TN (1)

All branch addresses and map

In 2025, Select Seven Federal Credit Union reported 17 home-loan applications under HMDA (LEI 254900RNI3GHT6051L54): 17 originated ($3,125,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Select Seven Federal Credit Union

Type

Federal credit union

NCUA charter #

6079

RSSD ID

109387

Primary regulator

NCUA

Established

1949

Headquarters

181 Marketplace Blvd, Johnson City, TN 37604

Employees

19