Side-by-side · Q2 2026 data
United Southern Bank vs Community Credit Union
Metric by metric
| Measure | United Southern Bank | Community Credit Union |
|---|---|---|
| TellerScore | 76 | 95 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 85 | 93 (stronger) |
| Earnings | 69 | 85 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 64th | 98th |
| Total assets | $843.0M | $171.6M |
| Deposits / shares | $769.1M | $140.1M |
| Capital ratio | 10.77% | 17.68% (stronger) |
| Problem loans | 0.44% | 0.22% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.23% | 1.61% (stronger) |
| Loans ÷ deposits | 59.9% | 20.6% (stronger) |
| Uninsured deposits | 20.3% | 8.8% (stronger) |
| Offices | 12 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Credit Union has the higher TellerScore (95 vs 76). On the 7 directional measures above (where higher or lower is clearly better), United Southern Bank leads on 0 and Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.