Side-by-side · Q2 2026 data
United Southern Bank vs Credit Union for Robertson County
Credit union
Credit Union for Robertson County
Springfield, Tennessee · Under $100 million in assets
Metric by metric
| Measure | United Southern Bank | Credit Union for Robertson County |
|---|---|---|
| TellerScore | 81 (stronger) | 80 |
| Capital cushion | 77 | 81 (stronger) |
| Loan quality | 88 (stronger) | 80 |
| Earnings | 78 (stronger) | 67 |
| Funding & liquidity | 70 | 83 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 80th | 65th |
| Total assets | $353.7M | $85.3M |
| Deposits / shares | $308.3M | $73.5M |
| Capital ratio | 12.66% | 13.12% (stronger) |
| Problem loans | 0.37% (stronger) | 0.59% |
| Net charge-offs | -0.01% (stronger) | 0.54% |
| Return on assets | 1.46% (stronger) | 1.16% |
| Loans ÷ deposits | 90.1% | 77.4% (stronger) |
| Uninsured deposits | 12.4% | 1.0% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Southern Bank has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), United Southern Bank leads on 4 and Credit Union for Robertson County on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.