Side-by-side · Q2 2026 data
United State Bank vs Neighbors Bank
Metric by metric
| Measure | United State Bank | Neighbors Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 47 |
| Capital cushion | 55 | 61 (stronger) |
| Loan quality | 98 (stronger) | 54 |
| Earnings | 91 (stronger) | 0 |
| Funding & liquidity | 74 (stronger) | 48 |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 77th | 5th |
| Total assets | $290.1M | $115.6M |
| Deposits / shares | $258.4M | $82.1M |
| Capital ratio | 10.50% | 11.06% (stronger) |
| Problem loans | 0.07% (stronger) | 1.38% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.77% (stronger) | -3.84% |
| Loans ÷ deposits | 86.0% (stronger) | 109.0% |
| Uninsured deposits | 10.1% (stronger) | 18.1% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United State Bank has the higher TellerScore (80 vs 47). On the 7 directional measures above (where higher or lower is clearly better), United State Bank leads on 6 and Neighbors Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.