Side-by-side · Q2 2026 data
United States Senate Federal Credit Union vs Freedom First Federal Credit Union
Credit union
United States Senate Federal Credit Union
Alexandria, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | United States Senate Federal Credit Union | Freedom First Federal Credit Union |
|---|---|---|
| TellerScore | 45 | 64 (stronger) |
| Capital cushion | 29 | 59 (stronger) |
| Loan quality | 46 | 84 (stronger) |
| Earnings | 28 | 42 (stronger) |
| Funding & liquidity | 80 (stronger) | 50 |
| Problem-loan coverage | 70 | 91 (stronger) |
| Peer percentile | 3rd | 36th |
| Total assets | $1.5B | $1.3B |
| Deposits / shares | $1.4B | $1.0B |
| Capital ratio | 7.88% | 10.89% (stronger) |
| Problem loans | 1.63% | 0.48% (stronger) |
| Net charge-offs | 0.97% | 0.16% (stronger) |
| Return on assets | 0.19% | 0.55% (stronger) |
| Loans ÷ deposits | 79.9% (stronger) | 106.5% |
| Uninsured deposits | 11.8% (stronger) | 18.3% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 15.2% |
Freedom First Federal Credit Union has the higher TellerScore (64 vs 45). On the 7 directional measures above (where higher or lower is clearly better), United States Senate Federal Credit Union leads on 2 and Freedom First Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.