Side-by-side · Q2 2026 data
United States Senate Federal Credit Union vs University of VA Community Credit Union
Credit union
United States Senate Federal Credit Union
Alexandria, Virginia · $1 billion – $10 billion
Credit union
University of VA Community Credit Union
Charlottesville, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | United States Senate Federal Credit Union | University of VA Community Credit Union |
|---|---|---|
| TellerScore | 45 | 69 (stronger) |
| Capital cushion | 29 | 54 (stronger) |
| Loan quality | 46 | 81 (stronger) |
| Earnings | 28 | 51 (stronger) |
| Funding & liquidity | 80 | 88 (stronger) |
| Problem-loan coverage | 70 | 92 (stronger) |
| Peer percentile | 3rd | 54th |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.4B | $1.4B |
| Capital ratio | 7.88% | 10.44% (stronger) |
| Problem loans | 1.63% | 0.57% (stronger) |
| Net charge-offs | 0.97% | 0.44% (stronger) |
| Return on assets | 0.19% | 0.77% (stronger) |
| Loans ÷ deposits | 79.9% | 72.5% (stronger) |
| Uninsured deposits | 11.8% | 6.8% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
University of VA Community Credit Union has the higher TellerScore (69 vs 45). On the 7 directional measures above (where higher or lower is clearly better), United States Senate Federal Credit Union leads on 0 and University of VA Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.