Side-by-side · Q2 2026 data
United Trades Federal Credit Union vs Benton County Schools Credit Union
Credit union
United Trades Federal Credit Union
Tualatin, Oregon · Under $100 million in assets
Credit union
Benton County Schools Credit Union
Corvallis, Oregon · Under $100 million in assets
Metric by metric
| Measure | United Trades Federal Credit Union | Benton County Schools Credit Union |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 80 (stronger) | 56 |
| Loan quality | 47 | 98 (stronger) |
| Earnings | 29 | 34 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 26th | 47th |
| Total assets | $56.2M | $69.4M |
| Deposits / shares | $48.4M | $61.8M |
| Capital ratio | 13.02% (stronger) | 10.58% |
| Problem loans | 1.60% | 0.06% (stronger) |
| Net charge-offs | 0.19% | 0.06% (stronger) |
| Return on assets | 0.22% | 0.36% (stronger) |
| Loans ÷ deposits | 70.9% | 54.4% (stronger) |
| Uninsured deposits | 5.5% | 4.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Benton County Schools Credit Union has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), United Trades Federal Credit Union leads on 1 and Benton County Schools Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.